Gig Harbor Home Loans
From waterfront homes on Henderson Bay to family neighborhoods near Uptown, we finance Gig Harbor purchases across Pierce County with conforming, jumbo, and second-home options.
Why Gig Harbor Buyers Choose Us
- —Jumbo financing for waterfront and view properties
- —Conventional, FHA, and VA options for Pierce County
- —Second-home and investment-property structures
Loan Programs Available in Gig Harbor
We originate the full range of home loan programs for Gig Harbor buyers and homeowners — including 30 & 15 year fixed, ARM, FHA, VA, USDA, and Jumbo financing.
Gig Harbor Home Loan FAQs
- Do Gig Harbor buyers usually need a jumbo loan?
- Many waterfront and view homes around Gig Harbor cross into jumbo territory, but plenty of inland neighborhoods price within conforming limits. We compare conforming, high-balance, and jumbo side-by-side so you only go jumbo when it actually saves you money.
- Can I buy a second home or vacation rental in Gig Harbor?
- Yes. We regularly originate second-home and investment-property loans in Gig Harbor — including options with as little as 10% down for qualifying second-home buyers.
- Do you lend in Pierce County, not just Kitsap?
- Yes. We're licensed across Washington and originate home loans in Gig Harbor, Tacoma, and the rest of Pierce County alongside our Kitsap base.
Talk to a Local Loan Officer
Call 360-564-1012 or apply online — we typically issue pre-approvals within one to two business days.