Port Townsend Mortgage Specialists
From Victorian homes on the bluff to small-acreage properties outside town, we help Port Townsend buyers and Jefferson County homeowners finance with patience and expertise.
Why Port Townsend Buyers Choose Us
- —Historic-home and non-warrantable financing options
- —USDA Rural Development eligibility in Jefferson County
- —Second-home and retirement-purchase structures
Loan Programs Available in Port Townsend
We originate the full range of home loan programs for Port Townsend buyers and homeowners — including 30 & 15 year fixed, ARM, FHA, VA, USDA, and Jumbo financing.
Port Townsend Home Loan FAQs
- Can I finance a historic home in Port Townsend?
- Yes — we regularly finance Victorian and historic homes in Port Townsend. We'll walk through appraisal expectations and condition requirements up front so there are no surprises on a unique property.
- Is Jefferson County USDA-eligible?
- Large portions of Jefferson County outside Port Townsend's city core fall inside USDA Rural Development maps, which can mean 0% down financing for qualifying buyers. We verify by address before you offer.
- Do you lend in Jefferson County?
- Yes. We're licensed across Washington and originate Port Townsend and Jefferson County purchase and refinance loans alongside our Kitsap clients.
Talk to a Local Loan Officer
Call 360-564-1012 or apply online — we typically issue pre-approvals within one to two business days.